how to add someone to a deed in michigan

Ontonagon, MI 49953 Tenancy by the entirety is only available for married couples and is not recognized in some states. Phone Number: 231-723-2146 Lenawee County Courthouse P.O. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. Be prepared for them to say no, howeverin fact, this will be their answer in most cases. Spell out ownership percentages only if the parties involved are to share ownership in a split other than 50-50. Email: regofdeeds@co.montcalm.mi.us Fax Number: 906-875-0658 100 Marley Street One of the most common incorrect assumptions in real estate is that someone can be added to a deed. Phone Number: 231-922-4753 Keep in mind that you may lose property tax exemptions or be charged gift taxes for adding someone to your title. Buildings, Safety Engineering and Environmental Department. One thing to be careful of in this situation is title insurance coverage. Phone Number: 989-317-4089 Flint, MI 48502 Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Box 718 To make changes to your property's deed, you must execute a new document rather than simply adding a name to your existing deed. This article was written by Jennifer Mueller, JD. https://www.mecostacounty.org/government/rod.php, Menominee County Register of Deeds Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin are community property states. Lansing, MI 48918-1900 If you are added to the deed of someone else's home, you are not automatically responsible for the mortgage and payments, only if they add you to the mortgage, too. https://www.washtenaw.org/262/Clerk-Register-of-Deeds, Wayne County Register of Deeds Escanaba, MI 49829 P.O. If you are transferring an interest to your spouse, many states have laws that automatically give you survivorship rights and also protect the property from your spouse's creditors. This could result in far lower capital gains taxes. Make sure you select the one that best suits your needs. P.O. Email: jwinton@oscodacountymi.com Box 355 The short answer: No. Email: ROD@ioscocounty.org Procedures vary by state and altering ownership in your property can have repercussions, so it's wise to consult an attorney before adding anyone to your deed. Use it to try out great new products and services nationwide without paying full pricewine, food delivery, clothing and more. Phone Number: 989-831-7337 Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. 341 S. Jefferson Room 201 To avoid probate, you must choose an ownership relationship that includes a right of survivorship. The new person acquiring an interest in the property would also be a grantee. 234 W. Baraga Avenue You can't take it back When you add someone to the deed, all or a portion of your ownership is transferred to that person. Phone Number: 989-426-7551 Lake City, MI 49651 Phone Number: 989-832-6820 The most common scenario where you might want to add someone to your deed is if you own a home and you get married. Fax Number:231-839-3684 https://www.oscodacountymi.com/register-of-deeds/, Otsego County Register of Deeds 113 Chestnut Street http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds County Government Building Research source. This can be an issue at tax time, as the Internal Revenue Service requires donors to pay gift taxes if they give away more than a certain amount in cash or property to one person during the year. Otherwise, there is a presumption that the ownership interest will be equal. P.O. He focuses mostly on finance writing and has a passion for real estate, credit card deals, and investing. Fax Number: 906-635-6855 Procedures vary by state, so it's best to hold off signing the deed until you're in the presence of the notary at the recorder's office so that the signatures can be witnessed. She received her JD from Indiana University Maurer School of Law in 2006. 1087 Newell St. 870 S. Main https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, Monroe County Register of Deeds Were committed to providing the world with free how-to resources, and even $1 helps us in our mission. Owners with separate interests won't have a right to survivorship of the other owner's interest. In some areas, your spouse also must sign the deed. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. Generally speaking, adding another owner only makes the probate process more complicated. Ithaca, MI 48847 Phone Number: 231-533-6683 Fax Number: 231-845-7977 Phone Number: 269-781-0707 Gladwin, MI 48624 There are 8 references cited in this article, which can be found at the bottom of the page. Many reasons might exist that would make you want to add someone to the deed to your house. Choose separate interests if you want one owner to be able to sell their interest in the property without consulting the other owner. Fax Number: 517-676-7287 http://www.tuscolacounty.org/rod/, Van Buren County Register of Deeds To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person. https://www.isabellacounty.org/departments/register-of-deeds/, Jackson County Register of Deeds These clauses typically state that if you ask your lender for permission to add someone to your house title, they won't unreasonably refuse. In short, no one can be passively removed from a title. http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, Ionia County Register of Deeds Box 368 23 E. Pearl Street Phone Number: 989-846-9201 Houghton, MI 49931 Secretary of State The property transfer occurs automatically at the prior owner's death, avoiding probate. wikiHow marks an article as reader-approved once it receives enough positive feedback. This article has been viewed 636,176 times. Phone Number: 810-989-6930 Check with a property law attorney if you want to create a joint tenancy and are unsure of the language to use. "The Trade-Offs of Repealing Step-Up in Basis." http://www.houghtoncounty.net/directory-register-of-deeds.php, Huron County Register of Deeds 400 Monroe, 7th Floor Phone Number: 269-673-0390 https://presqueislecounty.org/register-of-deeds/, Roscommon County Register of Deeds Or, it could be that you want the ownership of your property to go to your child in the event of your death. There's no harm in asking your bank or mortgage company if you can simply add a person to your mortgage. "What Is Joint Tenancy and When Should I Use It?" : How to Add Someone to a Deed, LegalBeagle: How to Add a Husband's Name to the Deed or Leave the House to Him in a Will. P.O. Before you add your spouse to your deed, its important that both of you understand how it potentially affects your tax liability so you can make an informed decision and not be caught unaware later on. Email: register@masoncounty.net She began working in the fitness industry in 1987, and her experience includes editing and publishing a workout manual. Email: register@wexfordcounty.org Phone Number: 269-467-5552 Accessed April 10, 2020. Mason, MI 48854 http://keweenawcountyonline.org/department-clerk.php, Lake County Register of Deeds Once you've signed the deed, take it to the recorder's office where you got the copy of your old deed. If youre paying a mortgage, get your lenders written permission to transfer your house title, and if your house is a major asset, consult an estate attorney regarding potential estate issues. Grayling, MI 49738 how to add someone to a deed in michigan . Phone Number: 906-524-6100, ext. Phone Number: 906-789-5100 These exemptions vary among states. 120 N. Grove Street P.O. 304 E. Ludington Ave. http://www.oakgov.com/clerkrod/Pages/default.aspx, Oceana County Register of Deeds To continue the previous example, suppose you added your spouse to the deed for the house you bought for $100,000. It doesn't matter whether you intended it to be a gift or not. You will have to file a quitclaim deed and then file a new deed with joint ownership. You will have to file a transfer of the deed to gain ownership of the property during the divorce. If youve recently married and already own a home or other real estate, you may want to add your new spouse to the deed for your property so the two of you own it jointly. "Gave me the clear directions I needed and informed me that what I really want to do, claiming as joint tenants with, "I was so happy to find this article, it answered all my questions! MCL 565.201a. Bellaire, MI 49615 Petoskey, MI 49770 100 N. State Street http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, Lapeer County Register of Deeds X The transfer is excluded from the gift tax if you're adding your spouse to your house title. Fax Number: 989-354-9646 Phone Number: 231-689-7246 % of people told us that this article helped them. Leave the notary section blank. 200 North Main St. Suite 110 P.O. https://rod-eweb.clinton-county.org/recorder/web/, Crawford County Register of Deeds The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. Phone Number: 989-734-2676 She received her JD from Indiana University Maurer School of Law in 2006. Phone Number: 989-785-8079 If you look at your property tax statement, it should indicate whether you're receiving any property tax exemptions. Real Property 313-224-5854 Lapeer, MI 48446 https://www.leelanau.gov/registerofdeeds.asp, Lenawee County Register of Deeds Some common exemptions include homestead exemptions or exemptions for people over the age of 65. 415 Third Street https://www.miottawa.org/Departments/CountyClerk/ROD/, Presque Isle County Register of Deeds 448 Court Place If you want to transfer title to a friend or your child, the same principle applies. Allegan, MI 49010 Estate Planning in Michigan Using a Ladybird Deed. 315 W. Green St. You'll need to transfer an interest by writing up another deed with the person's name on it. The easiest and most common way to do this is with a quitclaim deed and the refiling of a new deed with joint ownership. 225 W. Main Street L'Anse, MI 49946 Tenants by the Entirety. Phone Number: 517-322-1144, Shiawassee County Register of Deeds Marquette, MI 49855 Accessed April 10, 2020. Phone Number: 989-895-4228 Then, sign the completed form in the presence of a notary before submitting it to the recorders office! Fax Number: 231-348-1773 33 McCollum Street IRS. https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds Michigan Works - Saint Clair. 101 Court Street Michigan has a practice known as "tenancy by entireties." Fax Number: 989-734-0506 219 Paw Paw Street, Suite 102 http://www.kalkaskacounty.net/government/register_of_deeds/index.php, Kent County Register of Deeds https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, Mason County Register of Deeds Elle Di Jensen has been a writer and editor since 1990. Box 538 Holding Title: Tenants vs. "Tenants". Joint Tenants. Phone Number: 810-257-3060 151 E. Huron Street ", You must use specific language in your deed to create a joint tenancy. Fax Number: 734-240-7395 IRS. Box 35 http://www.benzieco.net/government/county_register_of_deeds/index.php, Berrien County Register of Deeds Phone Number: 906-341-3618 If you transfer your interest in the property, or a share of it, to someone else without the lender's permission, it may exercise the loan's due-on-sale clause. Box 438 Phone Number: 248-858-0581 If you have a tenancy by entirety, then it converts to tenancy in common. Standish, MI 48658 839 10th Avenue If avoiding probate is a priority, an attorney can help you find the best method to add the other person to your house title. Phone Number: 989-362-2021 We use cookies to make wikiHow great. Once youre sure you want to move forward, decide on what kind of co-ownership you want based on your situation. https://www.ocmi.us/register-of-deeds/, Ontonagon County Register of Deeds This might end up activating the due-on-sale clause if it is part of your mortgage clauses. 8562 Enjoy! P.O. https://www.newaygocountymi.gov/departments/register-of-deeds/home/, Oakland County Register of Deeds https://wexfordcounty.org/?page_id=488, MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives, Collections/Audits/Appeals collapsed link, Notice IIT Return Treatment of Unemployment Compensation, https://dev.michigan.local/som/json?sc_device=json, About the Streamlined Sales and Use Tax Project, Sales, Use, and Withholding Tax Payment Options, Go to Notice IIT Return Treatment of Unemployment Compensation, Taxpayer Rights, Rules, and Responsibilities, Go to Property Tax Forfeiture and Foreclosure, https://www.deeds.com/recorder/michigan/alger/, https://www.allegancounty.org/departments/register-of-deeds, https://alpenacounty.org/register-of-deeds/, https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, http://www.arenaccountygov.com/register_of_deeds/, https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, http://www.benzieco.net/government/county_register_of_deeds/index.php, https://www.berriencounty.org/296/Register-of-Deeds, https://www.countyofbranch.com/departments/register-of-deeds/, https://www.casscountymi.org/154/Clerk-Register-Office, http://www.charlevoixcounty.org/register_of_deeds/index.php, http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, https://rod.chippewacountymi.gov/landweb.dll/$/, https://www.clareclerkrod.com/register_of_deeds/index.php, https://rod-eweb.clinton-county.org/recorder/web/, http://recording.crawfordco.org/recorder/web/, https://deltacountymi.org/register-of-deeds/, https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, https://www.emmetcounty.org/officials-departments/register-of-deeds/, https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, http://gladwincounty-mi.gov/departments/register-of-deeds/, https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, https://www.gratiotmi.com/239/Register-of-Deeds, https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, http://www.houghtoncounty.net/directory-register-of-deeds.php, https://www.co.huron.mi.us/register-of-deeds, http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, http://www.ioniacounty.org/register-of-deeds/, http://www.iosco.net/departments/register-of-deeds/, https://www.isabellacounty.org/departments/register-of-deeds/, https://www.co.jackson.mi.us/269/Register-of-Deeds, http://www.kalkaskacounty.net/government/register_of_deeds/index.php, https://www.accesskent.com/Departments/RegisterofDeeds/, http://keweenawcountyonline.org/department-clerk.php, http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, http://lapeercountyweb.org/index.php/departments/register-of-deeds, https://www.leelanau.gov/registerofdeeds.asp, http://www.lenawee.mi.us/259/Register-of-Deeds, http://www.livgov.com/rod/Pages/default.aspx, https://www.lucecountymi.com/register-of-deeds, http://www.mackinaccounty.net/departments/register-of-deeds/, http://clerk.macombgov.org/Clerk-RegisterOfDeeds, https://www.manisteecountymi.gov/363/Register-of-Deeds, https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, http://www.masoncounty.net/departments/register-of-deeds/, https://www.mecostacounty.org/government/rod.php, http://www.menomineecounty.com/departments/?department=4a30b23c515d, https://www.co.midland.mi.us/RegisterofDeeds.aspx, https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, https://www.co.monroe.mi.us/549/Register-of-Deeds, https://montcalm.org/government/register_of_deeds/index.php, https://www.montcounty.org/register-of-deeds.html, https://www.co.muskegon.mi.us/848/Register-of-Deeds, https://www.newaygocountymi.gov/departments/register-of-deeds/home/, http://www.oakgov.com/clerkrod/Pages/default.aspx, https://oceana.mi.us/departments/register-of-deeds/, http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, https://www.oscodacountymi.com/register-of-deeds/, https://www.otsegocountymi.gov/259/Register-of-Deeds, https://www.miottawa.org/Departments/CountyClerk/ROD/, https://presqueislecounty.org/register-of-deeds/, http://www.roscommoncounty.net/196/Register-of-Deeds, https://www.saginawcounty.com/departments/register-of-deeds/, http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds, https://www.stclaircounty.org/offices/register_of_deeds/, 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